• Phil Hills

Washington State Conforming Loan Limits in 2019


Effective November 2018 high balance conforming loans to $726,525 regardless of the county loan limit. This allows our clients to avoid the tighter  loan guidelines and higher rates and costs generally associated with Jumbo Loans including options with less than 20% down.  

At a glance: The current single-family conforming loan limit for most counties in Washington State is $484,350 (an increase over the 2018 cap of $453,100). In the more expensive Seattle-area counties of King, Pierce and Snohomish, the single-family loan limit has been increased to $726,525 for 2019.

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