• Phil Hills

Seattle Loan Limits 2020


Loan limits are increasing for 2020 to $741,750 “high balance conforming” and to $510,400 conforming.




Counties that are considered “high cost” such as King County, Pierce County, and Snohomish County qualify to have a “high balance conforming” loan limit of $741,750.


Here are a complete list of conforming (Fannie Mae/Freddie Mac) loan limits by county for homes located in Washington state:


King County, Snohomish County, and Pierce County:


  • One Unit: $741,750

  • Two Unit: $949,600

  • Three Unit: $1,147,800

  • Four Unit: $1,426,450





Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Island, Jefferson, Kitsap, Kittatas, Klickitat, Lewis, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Skagit, Skamania, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman and Yakima Counties:


  • One Unit: $510,400

  • Two Unit: $653,550

  • Three Unit: $789,950

  • Four Unit: $981,700


I have been helping people refinance and buy homes since 2002. If I can help you with your mortgage needs, please contact me!


Phil Hills

206-349-7715




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